Who is responsible for appointing the New York Superintendent of Insurance?

The New York Superintendent of Insurance is appointed by the governor of New York. This appointment is critical because the Superintendent plays a pivotal role in overseeing the insurance industry within the state, ensuring that it operates fairly and in accordance with the law. The governor has the authority to select an individual who they believe will effectively manage the department and implement the state's insurance regulations. This process allows for a balance of power and reinforces the executive branch's ability to influence insurance policy and administration in New York. The other options do not accurately reflect the appointment process, as the Superintendent is not elected by the state legislature or citizens; rather, the governor's appointment is a key aspect of maintaining oversight in the insurance sector.