New York State Auto Damage and Theft Practice Test

Session length

1 / 20

A person registered with the Superintendent in an emergency situation:

Must obtain an independent adjuster's license.

May only adjust property losses.

May only adjust casualty losses.

Does not have to obtain an adjuster's license.

In New York State, individuals who are registered with the Superintendent under specific conditions related to emergency situations are not required to obtain an adjuster's license. This provision is designed to allow for a more immediate response to emergencies, enabling registered individuals to assist with adjusting claims without the typical licensing requirements that apply under normal circumstances.

This exception acknowledges the urgency of certain situations where time-sensitive assistance is crucial, allowing qualified individuals to step in and help with claims related to property and casualty losses without the burdensome process of obtaining a full adjuster's license. Thus, in the context of the question, it makes sense that those registered in an emergency situation do not have to meet the same licensing standards as regular adjusters.

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