What type of damage is an auto appraiser typically not responsible for evaluating?

The responsibility of an auto appraiser is generally centered around assessing structural and functional aspects of a vehicle rather than issues related to loss of use. Loss of use refers to the inability to use a vehicle while it is being repaired or replaced, which is often related to claims of income loss or rental costs, rather than direct physical damage to the vehicle itself. This type of damage mostly falls under the realm of insurance claims processing and financial compensation rather than the appraiser's specific role in evaluating the condition of the vehicle.

In contrast, rust damage, wear and tear, and cosmetic damage pertain directly to the physical state of a vehicle, which an appraiser is specifically trained to assess. Rust damage can affect a vehicle's integrity, wear and tear reflects the natural degradation of materials over time, and cosmetic damage pertains to non-functional issues that still impact the vehicle's overall appearance. These types of damage are within the purview of an auto appraiser's expertise, making them responsible for evaluating those areas.