What should an insured driver do first if involved in a vehicle accident?

When an insured driver is involved in a vehicle accident, the first priority should always be checking for injuries. This is critical because the health and safety of all individuals involved is the foremost concern. Ensuring that everyone is okay allows the driver to assess whether emergency services need to be contacted right away. It is vital to check on passengers and other involved parties as it could determine the subsequent actions, such as calling for medical assistance if anyone requires it.

Once it is established that everyone is safe or in need of help, the driver can proceed with other necessary actions such as moving vehicles to safety if applicable, documenting the scene, and finally contacting their insurance company. Each of these steps is important and often needs to be carried out in sequence, following the imperative of ensuring personal safety and the wellbeing of others first.