What is the relationship of the appraiser to adjusters?

The appraiser plays a crucial role in determining the value of the damaged property following an auto-related incident. In the claims process, their primary responsibility is to assess the extent of damage and assign a monetary value to it, which informs how much compensation the insured can expect. This valuation process is essential, as it influences the adjuster's decisions on claim payouts and ensures that fair assessments are made based on the current market conditions and repair costs.

While appraisers may interact with claims adjusters, their distinct function centers on valuing property damage rather than directly handling the claimant’s adjustments or the first point of contact. By focusing on establishing accurate property values, they impact the overall claims adjustment process significantly. This specialized skill set makes appraisers vital to facilitating fair and transparent claims in the auto insurance landscape.