Under New York law, a Designated Representative (DR) of an insured is:

In the context of New York law, a Designated Representative (DR) of an insured may include both the insured's broker of record and the intended repair shop of the insured. This designation allows for certain individuals or entities to act on behalf of the insured in specific matters related to auto damage and theft claims.

The inclusion of the broker of record is significant because they often manage the insured's policy and can facilitate communication between the insured and the insurance company. Meanwhile, the intended repair shop can also be considered a DR as they interact with the insurer regarding the claims process, especially when it involves vehicle repairs following an accident.

The other options, such as the insured's son, do not typically fulfill the role of a Designated Representative under New York law unless they have been expressly designated and authorized as such by the insured. Thus, the roles of both the broker and the repair shop align with the legal definition of a DR, making the option that includes both entities the correct choice.