In auto damage assessments, what is a common factor that may be considered indirect loss?

Loss of income due to vehicle unavailability is considered an indirect loss because it refers to the economic impact that arises from not being able to use a vehicle after an incident, such as an accident. This type of loss does not directly relate to the physical damage to the vehicle itself but rather the subsequent financial consequences that affect the owner or driver. When a vehicle is unavailable for use, individuals may lose income, particularly if the vehicle is essential for work-related activities or for generating revenue. This loss reflects the broader economic disruptions that result from the incident.

In contrast, the cost of repairs directly addresses the expenses incurred to bring the vehicle back to its pre-loss condition and is therefore a direct loss. The resale value of the vehicle post-accident is also a direct measurement related to the vehicle's diminished market value after being damaged. Additionally, the cost of rental vehicles, while a necessary expense incurred due to the unavailability of the owned vehicle, is part of direct losses associated with the accident rather than indirect consequences influenced by the inability to use the vehicle.