How long is the insurer required to provide claim forms to the insured after being notified of a loss?

In New York State, once an insurer has been notified of a loss, they are required to provide the insured with the necessary claim forms within a set timeframe. The law stipulates that this period is 15 days. The intention behind this regulation is to ensure that claimants do not face unnecessary delays in starting the claims process after experiencing a loss, which is crucial in maintaining fair treatment and facilitating timely compensation. The requirement to issue claim forms promptly is part of the broader consumer protection measures in the state, aiming to promote clarity and efficiency in handling insurance claims.

Understanding this timeline is essential for both insurers and insured parties, as it helps set expectations for the claims process and allows the insured to take timely action towards recovering from their loss.